解析：该题为一个复杂句，补充的是一个定语从句来解释哪种学生能得到贷款，并且从选项中可以发现这种贷款和生活有关。原文中提到：when you move into a new flat, starting up expenses including furniture for it can be covered by a loan.因此B为正确选项。
2. 个人,机构的看法，建议，喜好：在这类选择题中通常能看到advise, suggest, recommend, like, think, according to等表示意见建议及喜好的单词和词组。在做题的过程中必须先搞清楚题目要求弄清的是谁的想法，是站在哪方的角度上考虑的，否则就很容易出错了。
例1：Cambridge 3 Test 1 Section 4 Question 32
According to the speaker, the main cause of back pain in women is
A. pregnancy
B. osteoporosis
C. lack of exercise
解析：题目要求找出女性背痛的一个主要原因，并且是说话人的一个个人想法。三个选项在原文中都有出现，当提到osteoporosis时说到：which I personally believe to be the major cause of problem for women，表达了自己的意见，因此答案为B.
3.表原因，结果，条件：这类考题也是非常多见的，题干的句末通常是because, because of, be caused by, if 等表示原因、结果、条件的词。
例1：Cambridge 4 Test 2 Section 2 Question 14
A personal crisis may be caused by
A. studying for too long overseas
B. business problems in the student's own country
C. disruptions to personal relationships
解析：题目要求找出引起个人危机的原因，三个选项描述的内容各不相同，并且在原文中都有提到。在做题时必须区分哪个是原因，选项的表达方式是否正确。粗略听下来会觉得文讲到的原因似乎在选项中都有，仔细分辨选项就会发现，A中too long为多余成分，文中没有提到;B中business problem为真正意义上的商业问题，而文中只是讲到you might call “unfinished business”，实际上business就是 affair的意思，因此这个答案也是错误的，正确的为C选项。
例2：Cambridge 4 Test 2 Section 2 Question 15
Students may lose self-esteem if
A. they have to change courses
B. they don't complete their courses
C. their family puts too much pressure on them
解析：题目要求找出在哪种情况下学生的自尊心会受到伤害，选项AB与课程有关，不同的是A选项指换课，B选项指完不成课程。原文中有听到C选项的内容，但没有跟自尊心联系起来。原文中提到：if you fail a subject or drop out of a course because it's too difficult then your self-esteem can suffer，then前后的内容表达了事情条件和结果。因此答案为B.
4. 句意补充：有些考题要求把句子补充完整，通常补充动词短语、宾语或补语。此类考题形式多样，需结合题干和选项从语法上判断补充的成分的词性和类型。
例1：Cambridge 4 Test 2 Section 2 Question 17
Students in financial difficulties can receive
A. assistance to buy books
B. a loan to pay their course fees
C. a no-interest loan to cover study expenses